Pre-collection services are intended for situations where the volume or the type of referrals does not warrant full collection services. In many cases our clients feel that making the commitment to refer accounts to a collection agency is extreme for certain situations. For example a company that realizes collecting on delinquent accounts is counterproductive may ask that United Pacific take over collection efforts much earlier in the credit cycle. We will then undertake a predetermined collection effort that includes mailings, telephone contacts and possibly even field visits. United Pacific will in effect take over a portion or all of the responsibilities normally assigned to the company's accounts receivables department. Not only does this help the company keep receivables in control but this also allows United Pacific to be more effective in general collections since we have a greater history with the debtor.