United Pacific Collection Agency is incorporated in both the Territory of Guam and the Commonwealth of the Northern Mariana Islands ("CNMI"). The company was established to satisfy the growing demand for professional collection services. United Pacific began servicing accounts receivable in Guam in December of 1993 and on Saipan in October of 1994 and has grown to be the largest collection agency on Guam and in the CNMI.
Every member of our collection staff is continually trained to insure compliance with the Federal Fair Debt Collection Practices Act (FDCPA) as well as all applicable local laws. They are tested semiannually on the FDCPA. The test is generated by the American Collectors Association and is administered from the ACA's worldwide web page. The company is fully automated and computerized, utilizing dedicated debt collection and check verification software.